RETIREMENT FINANCE ( Time frame: 1 - 3 thn )

Biaya hidup pensiun/bln = 10.000.000
Biaya hidup pensiun/thn = 120.000.000
Yield p.a = 10%
Butuh modal p.a = 120jt x 10 = 1.200jt
= 1,2 milyar.

Catatan: Yield p.a = imbal hasil per annual (per tahun).

Modal saat ini 250jt
Yield p.a = 20%
Thn 1 = 300jt
Thn 2 = 360jt
Thn 3 = 432jt
.......
Modal saat ini 500jt
Yield p.a = 20%
Thn 1 = 600jt
Thn 2 = 720jt
Thn 3 = 864jt
.......
Modal saat ini 500jt
Yield p.a = 30%
Thn 1 = 650jt
Thn 2 = 845jt
Thn 3 = 1.098,5jt
.......

Emas 2017 = 500.000/gr
Emas 2025 = 2.000.000/gr
Yield p.a berdasarkan CAGR = 19%

1 Bagger :
Investment holding period 1 thn yield 100%
Investment holding period 2 thn yield 41%
Investment holding period 3 thn yield 26%
Investment holding period 4 thn yield 19%
Investment holding period 5 thn yield 15%
( catatan: yield p.a )

Financial Freedom, yield p.a = 25 - 30%.

Requirement :
- Macro Analysis: IHSG, DJI, NASDAQ, S&P500
- Tipe investasi: Value Investor
- Fundamentsl Analysis is for what you
buy, but Technical Analysis is when you buy.
- Filosofi Buffet: "...lebih baik tidak membeli sama sekali daripada membayar terlalu mahal....".
- Technical Analysis: Trend Following
- DER < 1, ICR > 1
- MOS 50%-70%
- PBV < 0.3x - 0.5x PER < 5 - 10x
- ROE > 10%
- Cut loses Shortly, Let Profit Run
- Likuid: big cap, middle cap
- Market cap > 40T
- Average volume/ value trx > 100jt

Disclaimer On
Bukan ajakan buy/sell/hold

#self reminder atas dasar pengalaman, pengamatan dan "riset kecil".

salam cuan, salam silent investor

random tag $DOW30 $NASDAQ $IHSG